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401k.loans: 401(k) loan and withdrawal calculators MCP

v1.2026.1101.1

loans.401k/401k-loans

401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.

transport:streamable-http tools:3

Target client

run in your project directory

claude mcp add --transport http 401k-loans https://401k.loans/mcp

setup guides: Claude Code Claude Desktop Cursor VS Code Zed Windsurf Cline Gemini CLI Grok ChatGPT Claude.ai LangChain

Adds it for this project only. Append --scope user to make it available everywhere. Claude Code docs

calculate_401k_loan_cost

calculate 401k loan cost

compare_401k_loan_alternatives

compare 401k loan alternatives

calculate_401k_early_withdrawal

calculate 401k early withdrawal

All 3 tools, one page each

Mutating and Read-only are read off each tool's name, not its schema — a hint, not a guarantee. Check the server's own documentation before granting access.