Credit GPS — Canadian credit MCP Tools

• get_next_move Read-only

  get next move

• get_reported_snapshot Read-only

  get reported snapshot

• get_statement_calendar Read-only

  get statement calendar

• simulate_paydown

  simulate paydown

• compare_cards_for_purchase

  compare cards for purchase

• get_credit_plan Read-only

  get credit plan

• calculate_payoff_timeline

  calculate payoff timeline

• estimate_close_card_impact

  estimate close card impact

• explain_canadian_credit_mechanics

  explain canadian credit mechanics

• get_newcomer_credit_path Read-only

  get newcomer credit path

• list_credit_building_products Read-only

  list credit building products

• describe_credit_gps Read-only

  describe credit gps

• find_statement_close_date Read-only

  find statement close date

• explain_when_issuers_report

  explain when issuers report

• explain_missed_payment

  explain missed payment

• explain_retention_periods

  explain retention periods

This list was read from the server itself, by connecting to it and calling tools/list on 24 September 2026. It is what the server actually exposes, not what its listing claims.

Mutating and Read-only are read off each tool's name, not its schema — a hint, not a guarantee. The registry stores tool names only; connect the server for its live schemas.