RateAPI — live US mortgage, auto, HELOC, personal & deposit rates MCP Resources

RateAPI — live US mortgage, auto, HELOC, personal & deposit rates offers 26 resources. A resource is data the server exposes for a client to attach as context — a file, a page, an API response — rather than an action. Each has its own page, per client.

• Rate Recommendations
• Credit Union Profile
• Market Benchmarks
• Monitor Status
• Rate Table
• Product Comparison
• Nearby Credit Unions
• Quote Check
• Refinance Break-Even
• RateAPI Methodology
• Data Coverage
• Benchmark Snapshot
• Capability Catalog
• Quickstart: choose the CLI, MCP, or REST
• Authentication: API keys and OAuth
• Rate limits, quotas and pricing tiers
• What RateAPI covers — and what it does not
• Freshness: as_of, observed timestamps and staleness
• Evidence, ranking and the no-affiliate rule
• Rules for quoting RateAPI data in an answer
• Membership eligibility: how the verdicts work
• Endpoint map: which surface answers which question
• The MCP server: transport, tools, resources, prompts
• Product types, terms and the parameters that change the answer
• Errors and troubleshooting
• Versioning and deprecation policy

RateAPI — live US mortgage, auto, HELOC, personal & deposit rates also offers 8 prompts — things you invoke, where a resource is context you attach.

Read from the server itself, by connecting to it and calling resources/list on 24 September 2026. A listing does not declare its resources, so asking is the only way to know them, and this is what the server actually offers rather than what its listing claims. Names only are stored; connect the server for each resource's type and contents.