RateAPI — live US mortgage, auto, HELOC, personal & deposit rates MCP Tools

get financing decision

list credit unions

find credit unions near zip

find product rates near zip

get credit union

check membership eligibility

find eligible credit unions

find reachable offers

get personal access catalog

compare personal access catalogs

search eligibility entities

resolve eligibility entities

compare reachable offers

get product access envelopes

evaluate eligibility cohort

get eligibility changes

extract eligibility facts

create monitor

create competitor monitor

list monitors

get monitor

update monitor

delete monitor

simulate monitor

deliver test webhook

list webhook deliveries

get eligibility coverage

get extraction stats

get benchmarks

compare products

refinance break even

optimize buydown

max loan

estimate affordability

estimate monthly cost

analyze rent vs buy

project pmi removal

get usage

get monitor stats

save scenario

list scenarios

get scenario

delete scenario

list decision logs

generate client report

rate sanity check

get coverage

check competitive position

scan savings

get league table

get deposit benchmarks

get deposit beta

explain ranking

simulate decision

build amortization schedule

compare total cost

batch decisions

get rate delta

list rates

get rate history

assess buy timing

assess rate lock

check advice guardrails

save cohort

list cohorts

get cohort

delete cohort

scan portfolio

generate share link

list shares

revoke share

schedule digest

list digests

delete digest

set email branding

get email branding

create email campaign

list email campaigns

update email campaign

delete email campaign

add campaign recipients

remove campaign recipient

send test campaign

send campaign now

subscribe rate alert

list rate alerts

unsubscribe rate alert

search docs

get doc