llms.txt
+32 −29
https://realopen.com/llms.txt
− > Buy real estate with crypto — Bitcoin, Ethereum, and stablecoins. You pay with crypto; the seller receives cash at closing. No exchange withdrawal limits, no conversion delays. RealOpen verifies your wallet and issues a Proof of Funds letter so you can buy any home on the market as a cash buyer.− RealOpen is the platform for buying real estate with crypto: it verifies your holdings, issues a Proof of Funds letter so you can make a cash offer on any property, and converts your crypto to U.S. dollars at closing so the seller is paid in cash. For buyers using a traditional mortgage (QM or non-QM), RealOpen verifies crypto assets for reserve qualification and documents the crypto-to-dollar conversion for the down payment. RealOpen is not a lender and does not offer crypto-backed loans.− - [Ways to Buy a Home With Crypto](https://realopen.com/resources/ways-to-buy-real-estate-with-crypto): Four paths compared — cash-out mortgage, crypto-accepting seller, crypto-backed mortgage, convert-at-close cash buyer.− - [Crypto Down Payment Seasoning](https://realopen.com/resources/crypto-down-payment-seasoning): The complete guide to the 60-day / two-statement-cycle seasoning window — and the documented sourcing path that closes without it.− - [Lender Says Sell Your Crypto First?](https://realopen.com/resources/lender-says-sell-crypto-before-buying-house): What to say when a loan officer demands an early liquidation: sourced funds satisfy the requirement without the 60–90 day wait.− - [Do Crypto Funds Need Seasoning?](https://realopen.com/resources/do-crypto-funds-need-to-be-seasoned): Sourced crypto funds don't need a seasoning period; the cases where seasoning applies anyway are documentation failures.− - [Crypto Proof of Funds](https://realopen.com/proof-of-funds): A verified Proof of Funds letter lets crypto holders offer as cash buyers without exposing wallets — issued in about 15 minutes.− - [Your Buyer Wants to Pay With Bitcoin](https://realopen.com/resources/buyer-wants-to-pay-with-bitcoin): The 10-minute agent guide: it closes as a cash deal, what a real crypto proof of funds shows, and the listing-side script.− - [Buy Real Estate With RWAs & Tokenized Stocks](https://realopen.com/buy/rwa): The conversion-path model: onchain assets on unsupported platforms can still fund a conventional cash closing.− - [Buy real estate with crypto](https://realopen.com/buy): Buy any home with Bitcoin, Ethereum, or stablecoins; the seller receives cash at closing.− - [Op-ed: The 250% fine print on crypto mortgages](https://realopen.com/resources/blog/the-250-percent-fine-print-on-crypto-mortgages): The FHFA reserve rule is free and works with any lender; the branded two-loan product wants 250% collateral in bitcoin, a second lien, and two interest rates. The rule vs. the markup.− - [Sell your property to crypto buyers](https://realopen.com/sell): List with RealOpen to reach crypto-funded buyers who close as cash buyers — the seller receives USD at closing, no crypto expertise required.− - [Buy land with crypto](https://realopen.com/buy/land): Land is the most cash-native real estate segment and crypto buyers are cash buyers: lots, acreage, and parcels bought with BTC/ETH/stablecoins via conversion at closing, plus land-specific diligence.− - [Buy real estate with assets from Robinhood Chain](https://realopen.com/buy/accepted-crypto/robinhood-chain): RealOpen does not take native Robinhood Chain deposits, but eligible assets can bridge to supported networks, convert to USD, and fund a conventional cash closing — the conversion path, explained.− - [Buy real estate with Coinbase tokenized stocks](https://realopen.com/buy/accepted-crypto/coinbase-tokenized-stocks): Coinbase's 1:1-backed tokenized stocks (non-U.S. customers, Base ecosystem) are not a RealOpen deposit asset — but sold or bridged into supported assets, they can fund a conventional cash closing.− - [Buy real estate with Ethereum](https://realopen.com/buy/buy-real-estate-with-ethereum): Buying a home with ETH.− - [Buy real estate with stablecoins](https://realopen.com/buy/buy-real-estate-with-stablecoins): Buying a home with USDC or USDT.− - [Accepted cryptocurrencies](https://realopen.com/buy/accepted-crypto): Which cryptocurrencies and networks RealOpen accepts.− - [Buy a house with Bitcoin (BTC)](https://realopen.com/buy/accepted-crypto/bitcoin-btc): Verify your BTC wallet, get a lender-ready Proof of Funds letter without cashing out, offer as a cash buyer, and convert at closing.− - [Buy a house with Solana (SOL)](https://realopen.com/buy/accepted-crypto/solana-sol): SOL-funded purchases: verify Solana wallets, generate proof of funds, and close as a cash buyer.− - [Buy a house with Cardano (ADA)](https://realopen.com/buy/accepted-crypto/cardano-ada): ADA holders buy any home as cash buyers: wallet verification, proof of funds, conversion at closing.− - [Buy a house with Zcash (ZEC)](https://realopen.com/buy/accepted-crypto/zcash-zec): ZEC holders (transparent t-addresses) buy any home as cash buyers: Trezor/Ledger wallet verification, on-chain proof of funds, conversion at closing.− - [Buy a house with Dogecoin (DOGE)](https://realopen.com/buy/accepted-crypto/dogecoin-doge): DOGE holders buy any home as cash buyers: Dogecoin Core/Ledger/Trezor wallet verification, on-chain proof of funds, conversion at closing.− - [Buy a house with TRON (TRX)](https://realopen.com/buy/accepted-crypto/tron-trx): TRX and USDT on TRON: verify TRON wallets, prove funds, and fund a conventional cash closing — including the TRX-to-USDT conversion path.− - [Buy a house with BNB](https://realopen.com/buy/accepted-crypto/bnb): BNB holders close as cash buyers: wallet verification on BNB Smart Chain or Ethereum (same 0x address), proof of funds, conversion at closing.− - [Buy a house with Polygon (POL)](https://realopen.com/buy/accepted-crypto/polygon-pol): POL-funded purchases: verify Polygon wallets, generate proof of funds, and close as a cash buyer.− - [Home builders: sell new homes to crypto buyers](https://realopen.com/home-builders): How builders and developers close new-construction sales to crypto-funded buyers who pay cash.− - [Crypto down payment seasoning and how to skip it](https://realopen.com/help/guides/crypto-down-payment-seasoning): Seasoning is a workaround for funds a lender can't trace.− - [Do crypto funds need to be seasoned for a mortgage?](https://realopen.com/help/guides/do-crypto-funds-need-seasoning): No — sourced crypto funds don't require a seasoning period.+ > Buy real estate with crypto — Bitcoin, Ethereum, and stablecoins. RealOpen helps buyers use crypto for outright property purchases or lender-approved mortgage down payments. It verifies holdings, documents conversion to fiat and coordinates wires to escrow; the seller receives dollars and never has to accept crypto. No exchange withdrawal limits. RealOpen does not originate mortgages or offer crypto-backed loans. Lender and program rules determine asset eligibility, custody and timing.+ RealOpen is the platform for buying real estate with crypto: it verifies your holdings, issues a Proof of Funds letter you can present with an offer on any property, and converts your crypto to U.S. dollars so the seller is paid in dollars — whether you buy outright or fund the down payment on a mortgage-financed purchase. RealOpen verifies supported crypto holdings and documents conversion into fiat for real estate purchases, including outright purchases and lender-approved mortgage down paymen+ - [Get a crypto Proof of Funds letter](https://realopen.com/get-started): Where to start: create a RealOpen account, verify a wallet you control, get a verified Proof of Funds letter in about 15 minutes at no cost, then offer on any home — outright, or with a lender-approved mortgage down payment — and fund the closing with documented crypto proceeds.+ - [Ways to Buy a Home With Crypto](https://realopen.com/resources/ways-to-buy-real-estate-with-crypto): Four paths compared — cash-out mortgage, crypto-accepting seller, crypto-backed mortgage, convert-at-close buyer (outright or mortgage down payment).+ To do this from an AI assistant, use the RealOpen ChatGPT app or MCP connector — see https://realopen.com/integrations.+ - [Crypto Down Payment Seasoning](https://realopen.com/resources/crypto-down-payment-seasoning): The complete guide to the 60-day / two-statement-cycle seasoning window — and how documented crypto sale proceeds may meet a lender's sourcing requirements without a long bank holding period.+ - [Lender Says Sell Your Crypto First?](https://realopen.com/resources/lender-says-sell-crypto-before-buying-house): What to say when a loan officer demands an early liquidation: documented crypto sale proceeds may satisfy sourcing without a long holding period — confirm your program's documentation and deadlines.+ - [Do Crypto Funds Need Seasoning?](https://realopen.com/resources/do-crypto-funds-need-to-be-seasoned): Documented crypto sale proceeds may not need a seasoning period; lender and program rules decide, and gaps in the paper trail are what trigger the wait.+ - [Newrez Crypto Mortgage Guidelines](https://realopen.com/resources/newrez-crypto-mortgage-guidelines): Newrez’s non-QM Smart Series counts BTC, ETH and stablecoins at 50% / 90% of value from U.S.-regulated custodians — reserves and income without selling, a 120% test for the down payment, dollars at closing. RealOpen is not a lender and not affiliated; it verifies holdings and converts the down payment.+ - [Crypto Proof of Funds](https://realopen.com/proof-of-funds): A verified Proof of Funds letter lets crypto holders document buying power in dollars — for an outright offer or a lender's review — without exposing wallets; issued in about 15 minutes.+ - [Your Buyer Wants to Pay With Bitcoin](https://realopen.com/resources/buyer-wants-to-pay-with-bitcoin): The 10-minute agent guide: escrow receives dollars whether the buyer pays outright or finances, what a real crypto proof of funds shows, and the listing-side script.+ - [Buy Real Estate With RWAs & Tokenized Stocks](https://realopen.com/buy/rwa): The conversion-path model: onchain assets on unsupported platforms can still fund a dollar-settled closing.+ - [Buy real estate with crypto](https://realopen.com/buy): Buy any home with Bitcoin, Ethereum, or stablecoins — outright or as a lender-approved mortgage down payment; the seller receives dollars at closing.+ - [Op-ed: The 250% fine print on crypto mortgages](https://realopen.com/resources/blog/the-250-percent-fine-print-on-crypto-mortgages): Counting verified crypto toward mortgage reserves costs nothing and depends on your lender and loan program; the branded two-loan product wants 250% collateral in bitcoin, a second lien, and two interest rates. The rule vs. the markup.+ - [Sell your property to crypto buyers](https://realopen.com/sell): List with RealOpen to reach crypto-funded buyers — purchasing outright or with a mortgage — the seller receives USD at closing, no crypto expertise required.+ - [Buy land with crypto](https://realopen.com/buy/land): Land is the most cash-native real estate segment, and crypto buyers purchasing outright fit it cleanly: lots, acreage, and parcels bought with BTC/ETH/stablecoins via conversion at closing, plus land-specific diligence.+ - [Buy real estate with assets from Robinhood Chain](https://realopen.com/buy/accepted-crypto/robinhood-chain): RealOpen does not take native Robinhood Chain deposits, but eligible assets can bridge to supported networks, convert to USD, and fund an outright purchase or a lender-approved down payment — the conversion path, explained.+ - [Buy real estate with Coinbase tokenized stocks](https://realopen.com/buy/accepted-crypto/coinbase-tokenized-stocks): Coinbase's 1:1-backed tokenized stocks (non-U.S. customers, Base ecosystem) are not a RealOpen deposit asset — but sold or bridged into supported assets, they can fund an outright purchase or a lender-approved down payment.+ - [Buy real estate with Ethereum](https://realopen.com/buy/buy-real-estate-with-ethereum): Buying a home outright or funding a lender-approved down payment with ETH.+ - [Buy real estate with stablecoins](https://realopen.com/buy/buy-real-estate-with-stablecoins): Buying a home outright or funding a lender-approved down payment with USDC or USDT; the dollar peg reduces but does not remove risk or lender documentation requirements.+ - [Accepted cryptocurrencies](https://realopen.com/buy/accepted-crypto): Supported assets for verification and conversion — buy outright or fund a lender-approved mortgage down payment. Mortgage eligibility, custody and funding requirements depend on your lender.+ - [Buy a house with Bitcoin (BTC)](https://realopen.com/buy/accepted-crypto/bitcoin-btc): Verify your BTC wallet, get a Proof of Funds letter without cashing out, then buy outright or fund a lender-approved mortgage down payment; RealOpen converts to dollars and wires escrow.+ - [Buy a house with Solana (SOL)](https://realopen.com/buy/accepted-crypto/solana-sol): SOL-funded purchases: verify Solana wallets, generate proof of funds, and buy outright or fund a lender-approved mortgage down payment.+ - [Buy a house with Cardano (ADA)](https://realopen.com/buy/accepted-crypto/cardano-ada): ADA holders buy outright or fund a lender-approved mortgage down payment: wallet verification, proof of funds, conversion to dollars at funding.+ - [Buy a house with Zcash (ZEC)](https://realopen.com/buy/accepted-crypto/zcash-zec): ZEC holders (transparent t-addresses) buy outright or fund a lender-approved mortgage down payment: Trezor/Ledger wallet verification, on-chain proof of funds, conversion to dollars at funding.+ - [Buy a house with Dogecoin (DOGE)](https://realopen.com/buy/accepted-crypto/dogecoin-doge): DOGE holders buy outright or fund a lender-approved mortgage down payment: Dogecoin Core/Ledger/Trezor wallet verification, on-chain proof of funds, conversion to dollars at funding.+ - [Buy a house with TRON (TRX)](https://realopen.com/buy/accepted-crypto/tron-trx): TRX and USDT on TRON: verify TRON wallets, prove funds, and fund an outright purchase or a lender-approved down payment — including the TRX-to-USDT conversion path.+ - [Buy a house with BNB](https://realopen.com/buy/accepted-crypto/bnb): BNB holders buy outright or fund a lender-approved mortgage down payment: wallet verification on BNB Smart Chain or Ethereum (same 0x address), proof of funds, conversion to dollars at funding.+ - [Buy a house with Polygon (POL)](https://realopen.com/buy/accepted-crypto/polygon-pol): POL-funded purchases: verify Polygon wallets, generate proof of funds, and buy outright or fund a lender-approved mortgage down payment.+ - [Home builders: sell new homes to crypto buyers](https://realopen.com/home-builders): How builders and developers close new-construction sales to crypto-funded buyers — the builder receives dollars whether the buyer purchases outright or finances.+ - [Crypto down payment seasoning and how to skip it](https://realopen.com/help/guides/crypto-down-payment-seasoning): Documented crypto sale proceeds may meet a lender's sourcing requirements without a long bank holding period.+ - [Do crypto funds need to be seasoned for a mortgage?](https://realopen.com/help/guides/do-crypto-funds-need-seasoning): Often not — documented crypto sale proceeds may meet a lender's sourcing requirements without a seasoning period, but your lender and loan program make that call.